Below journal shows the number of years of the statute of limitations in each U.S. state, as of Jan 2007.
|
State |
Oral Agreements |
Written Contracts ( including auto loans and installment type loans) |
Promissory Notes |
Open Accounts (includes credit cards) |
| Alabama
|
6 |
6 |
6 |
3 |
| Alaska
|
6 |
6 |
6 |
6 |
| Arizona
|
3 |
6 |
5 |
3 |
| Arkansas
|
3 |
5 |
6 |
3 |
| California
|
2 |
4 |
4 |
4 |
| Colorado
|
6 |
6 |
6 |
6 |
| Connecticut
|
3 |
6 |
6 |
6 |
| Delaware
|
3 |
3 |
6 |
3 |
| District of Columbia
|
3 |
3 |
3 |
3 |
| Florida
|
4 |
5 |
5 |
4 |
| Georgia
|
4 |
6 |
6 |
4 |
| Hawaii
|
6 |
6 |
6 |
6 |
| Idaho
|
4 |
5 |
10 |
4 |
| Illinois
|
5 |
10 |
6 |
5 |
| Indiana
|
6 |
10 |
10 |
6 |
| Iowa
|
5 |
10 |
5 |
5 |
| Kansas
|
3 |
5 |
5 |
3 |
| Kentucky
|
5 |
15 |
15 |
5 |
| Louisiana
|
10 |
10 |
10 |
3 |
| Maine
|
6 |
6 |
6 |
6 |
| Maryland
|
3 |
3 |
6 |
3 |
| Massachusetts
|
6 |
6 |
6 |
6 |
| Michigan
|
6 |
6 |
6 |
6 |
| Minnesota
|
6 |
6 |
6 |
6 |
| Mississippi
|
3 |
3 |
3 |
3 |
| Missouri
|
5 |
10 |
10 |
5 |
| Montana
|
5 |
8 |
8 |
5 |
| Nebraska
|
4 |
5 |
6 |
4 |
| Nevada
|
4 |
6 |
3 |
4 |
| New Hampshire
|
3 |
3 |
6 |
3 |
| New Jersey
|
6 |
6 |
6 |
6 |
| New Mexico
|
4 |
6 |
6 |
4 |
| New York
|
6 |
6 |
6 |
6 |
| North Carolina
|
3 |
3 |
5 |
3 |
| North Dakota
|
6 |
6 |
6 |
6 |
| Ohio
|
6 |
15 |
15 |
? |
| Oklahoma
|
3 |
5 |
5 |
3 |
| Oregon
|
6 |
6 |
6 |
6 |
| Pennsylvania
|
4 |
6 |
4 |
6 |
| Rhode Island
|
15 |
15 |
10 |
10 |
| South Carolina
|
10 |
10 |
3 |
3 |
| South Dakota
|
6 |
6 |
6 |
6 |
| Tennessee
|
6 |
6 |
6 |
6 |
| Texas
|
4 |
4 |
4 |
4 |
| Utah
|
4 |
6 |
6 |
4 |
| Vermont
|
6 |
6 |
5 |
6 |
| Virginia
|
3 |
5 |
6 |
3 |
| Virgin Islands | 3 | 3 | 3 | 3 |
| Washington
|
3 |
6 |
6 |
3 |
| West Virginia
|
5 |
10 |
6 |
5 |
|
Wisconsin |
6 |
6 |
10 |
6 |
| Wyoming
|
8 |
10 |
10 |
8 |
This table of State Statutes of Limitations for Debt Collection is present for informational purposes only - for legal advice on Collection Agency contact National Asset Management.
